Short Your Home and Save Money!

Is Your Home in Foreclosure?  Or do you just owe more on Your Loan than Your Home is Worth? We work with People in Foreclosure in Contra Costa County and People in Foreclosure in Alameda County.  Many People are in Foreclosure in the San Francisco East Bay. 

You do not have to be in Foreclosure or even behind on Payments to Qualify to Short Your Home!

There is a Solution! Short Sale! Yes Short Sale Your Home.  My Team can show you How to Short Sale your Home in the San Francisco East Bay.  My Team will help you Short Sale Your Home in Contra Costa County or Short Sale Your Home in Alameda County, or working with other team members we will help you short sale your home anywhere.

Foreclosure will destroy your credit and could leave you liable for all or much of the banks loss.  (This is a little known or understood ugly secret. Right much of that bad debt on Foreclosures is being bought up by people who hope to collect. Ask Me About This!)  A Short Sale can be a start to Saving Your Credit.  Credit Repair begins with a successful Short Sale; get back into a home quicker than with a Foreclosure.

You may be facing an Adjustment on your Adjustable Rate Mortgage.  Do you have an Adjustable Rate Loan?  Do you have an Option Arm Loan?  Are you facing a Recast?  Option Arm Loans (Also known as Pick You Pay) are Negative Amortization Loans for most people.  While the Housing Market Decline is sucking up equity on one end the Neg Am Loans are sucking it up on the other.  When does your Loan Recast Hit?

If you have a Wachovia or World Savings Loan see the special information below.                   

If You Do Nothing Will Your Situation be Better in Three Months?  Six Months?

Face the Problem with a Plan:  Complete the Information Below for a Free Home Evaluation.  I will also send you Free Information on Short Sales and tell you how My Team’s 209 point plan to sell your home – ALL FOR FREE!

For Recorded information or to set an appointment you may call 800-950-6159 ext 3021

Save Money & Your Credit! - Wachovia & World Savings Loan Information

Are you upside down on your Wachovia or World Savings Loan? – GOOD NEWS!

In this drastic down market many people owe more on there home than they can sell if for.  This is called being upside down.  If you cannot afford the house payment or need to sell your options may seem limited.  You can pay the bank the difference at the time of the sale, this could be hundreds of thousands of dollars or you can walk away from the house and return it to the bank (foreclosure).

The third option is a SHORT SALE.  Short sales have been problematic, as many banks were not cooperating with the short sale.  Most banks would not even talk to you until you had an offer in and then they would take months to get around to approving the sale.  Frequently the potential buyer then moved on. I had heard that only 5 – 10% of short sale homes actually sold.

THE GOOD NEWS IS That Wachovia is working with Short Sale sellers.  This includes all Wachovia Loans  and any World Savings loans as Wachovia purchase World Savings. If the offers come in at market price they are quickly approving these sales with minimal documentation of distress from the sellers.  In Short get the offer and the transaction is taking no more time than a normal sale. 

TIME IS LIMITED as Wachovia has been sold to Wells Fargo.  Soon the Wachovia structure will be pulled into the Wells Fargo structure.  Wells Fargo may not continue the liberal Short Sale policy.  If you have a Wachovia or World Savings loan you need to contact me now.

World Savings Loans are primarily Option Arm type loans also know as Pick You Pay loans, For most people they are turning into Negative Amortization Loans (or Neg Am Loans).  Worse than Adjustable Rate Loans, these loans have a Recast! What will this Loan Recast mean for you?  A World Savings Loan Recast could dramatically increase your payments - maybe even double or more.  Deal with the problem Now!

We know how to Short Sale Sale with World Savings Bank and How to Short Sale with Wachovia Bank.  Please Complete the form below and I will provide you a Free Home Evaluation and show you How to Short Sale Your World Savings Loan and How to Short Sale Your Wachovia Loan in our Free Short Sale Success Kit.